Verisk

Product: Consolidated Loss Costs Download

Try the prototype!

Password: Verisk1

My Role | Lead UX Designer & Researcher
Tools | Axure, Sketch
Research Methods | Survey, Remote Contextual Interviews, Usability Testing
Date | 2021

"It makes this task more doable and overtime helps me not to hire an additional person. It looks like an expense savings on our side.

-User from Attune Insuance

Background:
Before this product, our users were not able to access Loss Cost information for multiple states in a Line of Business at the same time. They needed to create their own spreadsheets and sift through multiple PDF documents to get the information they need which takes a ton of time.

Our Solution:
The solution was to allow customers to obtain state-level loss cost data in one file, by line of business, for all states in which they participate.

Empathize: Voice of the Customer
During VOC studies, UX can help elicit, organize, and parse feedback via user analytics, customer support, emails, posts, customer surveys, contextual inquiries, etc. into logical themes to determine business value, bug fixes and identify metrics for revenue growth and cost savings. I conducted a Medallia Survey and individual remote interviews with 5 users.

Define:
At this stage we clearly develop measurable goals, KPI's and PI's as a team.

Ideate: Whiteboarding Workshop
I faciliated a collaborative workshop to generate ideas from a theme with the development team and leadership. One of the benefits of ideation is that it promotes collaboration to help resolve user pain points. After the workshop we all agreed on this basic wireframe.

Prototype: Axure
I designed a rapid interactive prototype in Axure for the purpose of testing theme(s) and hypotheses by using design best practices. The cool thing about prototyping in Axure is that we don't need to develop something in order to test. The Axure Share web enviroment looks exactly how a developer would develop it and all the interactions work too! This way, hopefully, after we test and iterate there will be less technical/development debt in the future.

"The process is quite smooth and easy to access different things. We don't need to give training to someone to do this. This is quite straight forward."

-User from AIG, Banglore India

Validate: a heuristic evaluation with six users
I facilitated a qualitative usability study with selected users 1-on-1. Product team and stakeholders observed and took notes to provide insights on the design and user behaviors. We selected a range of participants from Munich Re, Attune, Liberty Mutual, AIG, AIG Banglore, and WR Berkley. I created a script that helped me figure out what I would like to test and ask the users. I asked a few preliminary questions such as how often they are downloading the file, what their process is when they receive the file, and what do they do when they open it. One thing we wanted to learn was whether our users were saving the files on their machines. By asking these questions, we found out that they save their files on their companies cloud space because they are important to them.

We also learned from our usability tests that this product made customer workflows faster and helped them reduce errors when processing and analyzing loss costs data. Before users needed to scrape PDFs for the information. The results were less manual labor, fewer errors, and more flexibility and efficiently using ISO data. Overall, our users were happy to have this product.

And Scoring, I evaluated each of the users that participated in usability testing using the method below:

sentiment_satisfied_alt 0 Completed w/o problem
sentiment_neutral 1 Completed with help
sentiment_very_dissatisfied 2 Unable to Complete

Screen	Expected Response	Munich Re	Attune	Liberty Mutual	AIG	AIG, India	WR Berkley
Circulars home no filters	{Clicks "OK" on the call out or the CLCD tab}	0	0	0	2	0	0
CLCD no filters	{Acknowledges that BP is selected}	0	0	0	2	0	0
CLCD no filters	{Acknowledges that all states are already selected}	0	0	0	1	0	0
CLCD no filters	{Acknowledges that the latest is already selected}	0	0	0	0	0	0
CLCD no filters	{Clicks the "I" icon to see more information about version}	2	0	1	2	2	0
CLCD no filters	{Clicks the download button}	0	0	0	0	0	0
CLCD no filters save dialogue box	{Clicks the save button on dialogue box}	0	0	0	0	0	0
CLCD no filters	{Navigates to the circulars home page}	2	0	0	2	1	0

Outcome: These were the most important themes learned. Participants were able to use the fields to search for the loss cost information. Once they were finished getting the information they needed and wanted to go back to the prior page, most figured it out even the first time.

Next steps
The project went into development soon after usability testing. I sat and contributed in all Agile sprint ceremonies until the final UX sign off. Right now, each of the files that the user can download are being created manually by a team in Verisk. This is very time consuming. Going forward development is working on a way that we don't need to continue to do such manual work so the file can just be delivered live rather than monthly. Also we are tracking the application using Adobe Analytics which helps us learn from our users usage.